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UNIVERSAL ACCESS

HEALTH AND LIFE INSURANCE PLANS FOR EMPLOYEES IN THE PUBLIC SECTOR 

APPLY now for the Public Sector life and health insurance programme - with excellent benefits, a range of options and low premiums. 

The plans are underwritten by Guardian Life, rated A- (Excellent) by AM Best, and brokered by Lashley Financial. The plans offer medical, dental and vision coverage, life, accidental death and dismemberment (AD&D) insurance and critical illness insurance.

The plan is fully portable and you can keep your coverage even if you leave the Central Government or Statutory Corporation.   

Even if you already have insurance from Guardian or another insurance company, you should definitely consider this plan. Click here to see why or contact us at 436-0573 to discuss your options.

 

  

APPLY NOW

Apply online or call us at 436-0573 and we will complete the application with you.

This historic plan started on March 1, 2013.

Make sure to refer your colleagues, friends and family who you think would benefit from this plan. 

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GET THE BEST PLAN FOR YOU

While the programme offers a number of excellent health plan options to suit your individual needs and budgets, we suggest you start by considering the Quantum Gold Plan.  This offers great coverage at a very attractive premium.

However, if you want the maximum level of cover that is available, consider the Quantum Platinum.

If you are looking for quality coverage at very low premium, consider the Quantum Advantage.

To minimise your out of pocket cost when you visit the doctor, consider the NemCare Plan.

If you are seeking health insurance coverage for the first time, looking to get better benefits than those of your current plan or simply want to spend less for quality health insurance coverage, there is a plan for you.

JOIN THE PLAN CREATED SPECIFICALLY FOR YOU

     Excellent Benefits : Choice : Low premium rates

  1. Plan offers excellent insurance benefits with health insurance premium rates as low as $79 per month.
  2. Medical, dental, vision, life, accidental death and dismemberment and critical illness coverage available.
  3. No medical tests are required for eligible employees to join the life or health plan at start-up.
  4. Employees under age 66 can join the plan.
  5. Medical coverage is available for your life.  It does not stop at age 65 or 70.
  6. You have range of health insurance options to choose from.
  7. Obtain excellent major medical maximum health insurance, up to $1 million.
  8. Plan offers a special spousal survivor benefit.
  9. There is full portability of your life and health coverage, even if you leave employment.
  10. Life and AD&D coverage up to $300,000 is available based on your annual salary and is offered without medical tests at start-up.
  11. Premium rates are as low as $26 per month for $100,000 of life and AD&D coverage.
  12. There is no restriction on assigning your life insurance cover to a bank, finance company or credit union.
  13. Your have an option to secure Critical Illness insurance coverage up to $150,000 and based on your annual salary.
  14. Premium rates are as low as $16.50 per month for $50,000 of critical illness coverage.

DOWNLOAD "20 Reasons why you should join"


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